Financial Skills Development

“Our goal is not to tell you what to spend your money on, rather it is to help you see where your money goes and then help you develop a plan to maximize your financial benefits to fit your lifestyle.”

We hope you'll call the Airman & Family Readiness Center, 723-3950, and make an appointment to let us help you begin developing your own financial plans.

Counseling Opportunities

Spending, Saving, and Debt Reduction Planning

One-on-one session to help individuals or families determine their financial status and make decisions to change their spending and savings habits. A summary of expenses, current debts, savings, and proposed changes is provided. For appointment call 723-3950.

Credit Report Assistance

Need help with your credit report? We can help you access and review your credit report for errors and assist with getting it corrected. We can also help you develop a plan to improve and/or maintain your credit score.

Thrift Savings Plan

Come into the Airman & Family Readiness Center for information about the Thrift Savings Plan (TSP). If you have questions about the types of investment options, rates of return, or limitations, call for a one-on-one appointment at 723-3950.

Career Status Bonus/REDUX Briefings

One-on-one session designed to explore options available to those military members who are at the 14 1/2 year point deciding between the High Three retirement plan or CSB/REDUX plan. Spouses may attend. To schedule an appointment call, 723-3950.

Off-base Move and Home Buying Assessments

A one-on-one session targeted at single first-term Airmen assessing their ability to afford to live off-base, and for others, their ability to purchase a home. Income, debt, and expenses are assessed, including projected housing, utility, insurance, and transportation costs. A copy is provided to member. Call 723-3950.

Car Buying

One-on-one session assessing what an individual can afford to pay for a car. Includes: projected loan, fuel, maintenance, and insurance costs. Financial situation assessment is provided to the client. Make an appointment by calling 723-3950.

Classes Offered

The Home Buying Seminar

A 3-hr class designed to familiarize attendees with the home buying process. Offered in conjunction with the Housing Office and Veterans Administration, topics include: shopping for a real estate agent, shopping for a loan, real estate taxes, and understanding your mortgage and much more.

Professional Development

From First Term Airmen to Senior NCOs, classes are targeted to the unique needs of the enlisted force.

Wealth Building with TSP

A 1.5-hr class that explains the Thrift Savings Plan, including investment options, rates of return, withdrawal and loan options. Also addressed are the basic concepts behind developing an investment strategy and retirement planning.

Marriage & Money

This 3-hour, evening workshop provides couples tools to work through financial matters in a fun, fast-paced environment. Co-sponsored by NDSU Extension Service. Call 723-3950 for more information and to register.

It's Your Move Investment Training

A 6 hr course, offered in three, 2 hour installments, on developing a personal investment strategy. This training was developed for DOD by the Association of Financial Counselors, Planners and Educators. From preparing to invest to selecting investment opportunities, this course covers it all!

Education Financial Planning Workshop

Participants explore ways to pay for college/post secondary education. Topics include: scholarship search, tax credits, 529 plans, work study, Free Application for Federal Student Aid (FAFSA) program. Call 723-3950 for more information.

Other

We periodically offer classes on other financial topics; check our quarterly calendar for current offerings.

More Information

GAP Video

Car Buying Video

 

 

 

Links

Military OneSource
http://www.militaryonesource.com

Credit Report
http://www.AnnualCreditReport.com
(CONUS access only)

Thrift Savings Plan
http://www.tsp.gov

Minot AFB Human Resources
http://www.5thforcesupport.com

Investments
http://www.dfas.mil

My Pay
https://mypay.dfas.mil

Power Pay
http://www.powerpay.org

My Money
http://www.mymoney.gov

Better Business Bureau
http://www.us.bbb.org

College Planning
http://salliemae.collegeanswer.com

Servicemembers Civil Relief Act
http://www.military.com

ND Attorney General
http://www.ag.state.nd.us

VA Home Loans
http://www.homeloans.va.gov